To augment the growth in industrial sector and broaden the base of investment, Janata Bank (JB) has already taken some positive initiatives. The Bank has invested a sizeable amount of fund in the development of Cement manufacturing, Composite textile, Spinning mills, Paper/Board mills, Knit Garments industries and other small and medium enterprises. Janata Bank is marching ahead by adopting consortium lending strategy. Under this lending scheme, two or more banks are invited to finance big projects with JB acting as the lead Bank. Besides supporting the export oriented Ready Made Garment enterprises, it also lays special emphasis on agro-processing and IT related industries while promoting the thrust sectors.

Current interest rates is 10 % p.a. for term loan. 

Thrust sectors:-

1. Agriculture based Industry –Local Fruit Preservation & Processing.

2. Computer Software & Information Technology

3. Electronics.

4. Artificial Flower Production.

5. Export Oriented Frozen Foods.

6. Flower Cultivation.

7. Gift Items.

8. Export Oriented Leather Products.

9. Export Oriented Jute Goods.

10. Jewellery & Diamond Cutting & Polishing.

11. Oil & Gas Industries:  

	Liquefied Petroleum Gas
	Compressed Natural Gas.

12. Cultivation of Sericulture.

13. Stuffed Toys.  

14. Textile Industries (Except Readymade Garments):

	Composite Textile
	Composite knitting.
	Spinning
	Spinning Weaving and finishing of woolen Textile except handlooms.
	Spinning, Weaving and finishing of silk, Art silk and Synthetic Textile .except handlooms
	Spinning, Weaving and finishing of narrow fabrics.
	Dyeing, Bleaching, Printing and finishing of Textile only.
	Made up textile goods except wearing apparel.
	Hats & caps.

15. Infrastructural industries (except housing sector)

	Tiles
	Ceramics
	Glass mirror
	Sanitary wares, Insulators and Tiles (Ceramics)
	Stone process
	Small power plant (out side the Metropolitan city area)